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Feb 15, 2018

Top 4 Quiz Show Apps That Pay You Real Money

You can win real, actual cash with game shows straight from your phone, but make sure you're picking the right ones. Some game show apps might be scams that make you pay before you can win something, but that's not how a true game show should work.

Below are free quiz apps that put you through a series of timed, multiple choice questions as you compete with other players to win real money. All of them are legitimate quiz show games that are 100% free to use, do not charge any fees, and pay you online through PayPal.

Tip: All of these game shows ask you to sign up for push reminders so that you'll be notified when they start a new game. I highly recommended doing this because they sometimes release games out of the scheduled time.

HQ Trivia

HQ Trivia is one of the most popular online game shows today because it has lots of players, is high quality, and offers monstrous cash prizes. However, it's not very easy to win.

The way it works is you get 12 questions (sometimes up to 15 on special days) that range from easy to hard as the game progresses. 

The first three or four are generally common sense questions and should be easy to get right. Question four or five and beyond get increasingly more difficult, and sometimes so outlandish that you're definitely guessing your way through it.

The cash prize varies, too, throughout the week. It's normally around $2,500 during the week and then a lot more on Sundays.

You can play HQ Trivia twice a week during weekdays and once on Saturdays and once again on Sundays. 

Free lives are available with this game if you share your referral code and somebody uses it when they sign up and play the game, but only one free live can be used per game.

Schedule: 2:00 PM CST every weekday, and 8:00 PM CST every day
Download: Android and iOS
My Referral Code: jonfisher


If you want a much easier trivia game than HQ Trivia, I highly suggest Genius. It gives you just five questions, so there's a much better chance that you'll win this one.

However, the prizes here are extremely small in comparison to the much more popular HQ Trivia.

For example, like you see here, this game in the screenshot was for just $200, which is rather measly compared to HQ Trivia's regular $2,500 prize. In fact, the regular quiz prize with Genius is just $100.

You can win free passes to skip a question that you don't know the answer to. These can be earned by sharing your referral code. Each time someone signs up as a new Genius user with your code, you get an extra "free pass."

Schedule: 9:30 PM CST every night
Download: iOS
My Referral Code: jonathanfisher


CashShow is an interesting quiz show game because it's really easy to win smaller prizes. Plus, the amount of money they give away each day is relatively large compared to Genius.

This game show app gives you 12 questions, but after just the first few, you start splitting prizes. They start off small and get harder toward the last question, and as the game progresses, the prizes increase, too.

For example, let's say the first prize question is $100. If 100 people get it right, everyone gets $1 even if they don't finish the rest of the game. They could get all the other answers wrong but they'd still keep their $1 because they won that during the game.

Of course, you could keep winning smaller prizes and your overall cash would increase throughout the game.

Because of how this works, there isn't a jackpot prize but instead just a bunch of small prizes. They regularly give away $3,000 every day.

The CashShow app has two ways to help you out when you don't know the answer. An "Extra Life" lets you stay in the game even when you get the answer wrong - you can get more by sharing your referral code. The other is called "Wrong Gone" which will remove a wrong answer from the choices.

Schedule: 2:30 PM, 7:00 PM, and 8:30 PM CST every day
Download: Android and iOS
My Referral Code: VP9HMR (you'll get an extra life, too)

Beat the Q (BuzzVideo)

The BuzzVideo app has a feature within it called Beat the Q, which is a free quiz game show that gives out thousands of dollars each day. Answer all 12 questions correctly and you can split or win the whole jackpot prize.

I found this game to be exceptionally easier than all the other quiz game shows I listed above. As you can see here, I split the jackpot prize the first time I played.

Like the other game shows above, you can get extra lives that save you on wrong answers. You can do this by sharing your referral code.

Schedule: 7:00 PM and 9:00 PM CST every day
Download: Android and iOS
My Referral Code: 0946 5689

Feb 14, 2018

Top 6 Apps for Sending Money Online (With Zero Fees)

There are numerous ways to send money online, making it as simple as a few taps to pay a friend back, charge someone for something, split a restaurant bill, loan some money, etc.

However, not all money sending apps are free to use. While some might appear free at first since they let you send money to others and receive money yourself, you might need to pay a small fee when it comes time to actually transfer the money into your bank.

The money sending apps I've listed below are 100% free to use. They do not charge fees to send money, to receive money, or to withdraw your money (in most situations). Plus, you may even have a few of these on your phone right now, putting you just minutes away from sending money.

What's more is that some of these money sending services support card-to-card transfers, meaning you don't need to worry about hooking up your bank, waiting for verification deposits, etc.

Cash App

My personal favorite way to send money is with the Cash app from Square. One reason I use it so often, and why it tops this list, is because you can send money to people just by entering in your debit card number.

However, once you and the recipient are using Cash with your own respective accounts, sending and receiving money is incredibly simple from both the app and from the cash.me website.

When you set up your account, you can make what's called a Cashtag to make the whole process really easy for everyone involved. For example, my cashtag is $jongfisher, so you could money straight to my Cash account from the cash.me/$jongfisher URL.

Another neat feature I like about Cash is that they offer a free debit card that's tied to your account that you can use like any Visa card. If you have money in your Cash account, whether money you added there or money someone sent you, you can easily use it with the Cash debit card.

The Cash app is free for iOS and Android.

BONUS: If you want $5 for free just for signing up, use this special link when you create your Cash account so that the VQLBMFB referral code is used. I'll get $5, too.

Messenger App

Facebook's Messenger app is likely one of the easiest ways to send money online for free because you're probably already using Messenger to text your Facebook friends.

To send and receive money through Facebook Messenger, start by opening a conversation with the person you want to exchange with. Tap the small plus sign to the left of the chat box, and then tap Payments from that pop-up menu. Enter a numerical figure, add a note if you want to describe what the payment or request is for, and then tap Request or Pay.

Getting paid, or sending payments, through Facebook is also possible from the website at Messenger.com. Use the money icon below the chat box to get started.

Messenger is a true card-to-card payment app because you don't need to add your bank information. Just enter your debit card details or connect your PayPal account, and you can send and receive money in seconds.

Messenger is free for iOS and Android.


Send money on Snapchat?! Yep, you most certainly can. Just swipe over to the chat area to send money to your Snapchat friends.

The setup here is extremely simple to walk through. Type the amount of money you want to send and then tap Add Cash to enter your card number. Once it's in your account, you don't have to type it in each time.

Another way to send money with Snapchat is to open the settings page in the app and then go into the Snapcash area. Similar to Messenger, Snapchat provides a card-to-card transfer since all you have to do is type your card info to send or recieve money.

From there, just do what you see in this screenshot: type an amount and then send it off right there in the chat area.

For added security, you can turn on the Security Code option in the Snapcash settings to require that the CVV code of the card be entered each time you send money. That way, even if someone gets a hold of your Snapchat password and tries to send cash, they will need your card info too.

Download Snapchat for iOS and Android.


PayPal is the classic way to send money online, and I've added it here not because it's so popular and definitely has its place in this arena, but because it's actually really easy to use and works perfect for me each time I use it.

However, it isn't as easy to set up as some of the apps I mentioned above because you do need to connect your bank account to PayPal in order to transfer money to and from your bank - a debit card isn't enough.

However, if you need some incentive to get a PayPal account, know that lots of online retailers have PayPal integrated into the checkout process, meaning that if you have an account, you can easily just checkout with PayPal by logging in to your account to safely and easily buy things online.

You can send money through PayPal with no fees so long as your use your bank information for the transfer, and as long as the recipient lives in an area in the world where there are no fees (US to US transfers are free, and so are many others).

Another place to watch out for fees with PayPal is when you withdraw money into your bank; make sure to not pick any sort of "instant" transfer option or you might be charged a fee. However, PayPal is really good at telling you how much they're charging before you make any commitments, so just watch out for those warning messages.

You can use PayPal from their website at PayPal.com as well as through the iOS and Android app.

Google Wallet

Google Wallet is, of course, Google's method of transferring money online. It works by attaching one or more bank accounts to your Google Wallet account, and then sending money by entering a recipient's email address or phone number.

The recipient can receive money to their Google Wallet account where they can hold it there and use it for other transfers, or they can withdraw it to their own bank account.

If you have multiple banks attached to your account, you can choose one to be the auto-withdraw account so that any money sent to your Google Wallet account is immediately scheduled for release to your bank, or you can pick Google Wallet Balance as your default "bank" so that all money sent to you will remain in your account until you decide where it goes.

You can even withdraw some of your money to one bank and the rest to another - it's up to you where it goes and when it leaves.

Google Wallet used to have a debit card you could use with your account like Cash, but this is no longer an option.

You can use Google Wallet online from their website or with the iOS or Android app.


Zelle is an interesting money sending app because it provides near-instant bank-to-bank transfers. It does this using your debit card number, meaning you don't need to hassle with adding your bank info.

The sign up procedure is as easy as adding your debit card number to the app, and sending money involves typing an email address or phone number of another Zelle user.

However, you can only attach one debit card number per account, so you can only use Zelle with one of your banks at a time.

The Zelle app is used to send money but some bank apps, like Bank of America and several others, have Zelle built right into their app and website. This means you might already have this feature just a few clicks away from use.

You can check on the Zelle website to see if your bank has built-in support for Zelle, but even if they don't, just download the iOS or Android app to set up your account manually using your debit card.

Other Free Money Sending Apps

Looking for some other options? Venmo and Oppa are two other free apps that let you send and receive money straight from your phone.

Feb 13, 2018

How to Cast Music From Your PC to Your Chromecast

What good is your music collection if you can only listen to it on your computer? If you have a Chromecast, you can throw your whole iTunes collection (or any other music files) to your TV using the free VLC program.

VLC is great for casting not only music but also videos. The steps below are specific to casting your iTunes folder, but follow these steps if you want to watch movies on your TV with VLC.

How to Send Music to Your Chromecast From Your Desktop

  1. Download and install the latest version of VLC.
  2. Go to the Playback > Renderer menu in VLC like you see in the screenshot above, and choose your Chromecast from the list.
  3. Open the music you want to play on your TV. If you're going to stream iTunes music, go to Media > Open Folder... and select "C:\Users\<username>\Music\iTunes\iTunes Media" as the folder.
  4. Choose Select Folder to import all of those songs into VLC.
  5. Now just hit play or use the shuffle button to start playing those songs on your TV.

Feb 12, 2018

How to Download YouTube MP4s Without Any Software

Do you want to download a YouTube video as an MP4 to put on your phone, burn to a DVD, or just store offline in case it gets removed? You can do this from inside your web browser without downloading any add-ons or converter programs, and even without using an online YouTube converter.

The way this works is simple: view open the direct link to the video by viewing the source code of the YouTube video page. However, newer browsers download videos a bit differently than older ones, so the first step is to trick YouTube into thinking that you're using an older version of your web browser.

Important: This method of downloading YouTube videos should only be performed on videos that are your own, or videos that explicitly state that they are free to download, or videos that are in the public domain. Do not download videos created and released by other people or you might infringe on their copyright, which is most likely illegal where you live.

How to Get the Direct Link to a YouTube Video

Note: I'm going to show instructions for changing the user agent in the Chrome browser, but you can adapt these steps to use them in a different browser since the steps are pretty similar.

  1. Open the YouTube video you want to download as an MP4.
  2. Hit the Ctrl+Shift+I keyboard shortcut if you're on Windows, or Command+Shift+I on a Mac.
  3. When the developer tools window opens, use the dotted menu at the far upper-right side of that screen to choose More tools > Network conditions.
  4. In that new window that shows at the bottom of the developer tools screen, remove the check next to Select automatically, and from the drop-down menu below it, choose Firefox - iPhone from the list.
  5. Refresh YouTube but don't exit the developer tools window, and then start playing the video.
  6. Hit Ctrl+Shift+C or Command+Shift+C and then click on the video. This shortcut opens the inspect tool so that you can read the code behind the video player.
  7. A blue link should be come highlighted within the developer tools window. This is the link you want to open to get the direct link to the video. To do this, double-click the link, right-click it, and choose to copy it.
  8. Paste that link into the address bar and press Enter to open it. It should be the same video playing, but this time the page won't look anything like YouTube.
  9. Hit the Ctrl+S or Command+S hotkey on your keyboard, or right-click the video and choose to save it to your computer.
  10. The video should save as an MP4, but if not, upload it to a video converter website like FileZigZag to convert it to MP4.

How to Use VLC to Cast Videos From Your PC to Chromecast

There are a few different ways to cast videos from your PC to your Chromecast. One of the easiest methods is to use a program that you might already have - VLC media player.

It's really easy to cast movies to your Chromecast with VLC because all you have to do is open the video and then click a few buttons.

How to Use VLC With Your Chromecast

  1. Download and install the newest version of VLC. Version 3 and newer support Chromecast functionality.
  2. In VLC, navigate to the Playback > Renderer menu and choose your Chromecast from the list, like in the screenshot above.
  3. Open the video you want to send to your Chromecast. You can do this through the Media > Open File... menu in VLC, or by double-clicking the video file if you have VLC set up as your default media player.

You can also open the video first and then connect to your Chromecast if you already have the video playing. If the video doesn't start on its own, press the start button to begin playing it.

If you want to return playback to your computer, go back to the Playback > Renderer menu and choose <Local>. To completely stop playing the video, both on your computer and the Chromecast, just use the stop button like you would to quit playback on your computer.

Feb 9, 2018

Adobe Photoshop File Formats (All Supported File Types)

If you're wondering if your file will open in Photoshop CC 2017, look no further than this list.

The Photoshop software can open dozens upon dozens of files, 135 to be exact. It supports everything from images, of course, to bizarre Photoshop formats, files supported in 3D applications, video and audio data, raw camera formats, and even a VR modeling language.

You can open all of the files listed below through the File > Open... menu in Photoshop. It's how you open regular files like JPGs and PSDs but also all the other ones you see here.

Photoshop CC 2017 Supports File Formats

Here's an alphabetical list of every single file type you can open with Adobe Photoshop CC 2017:

Tip: Use the Ctrl+F or Command+F shortcut on your keyboard to quickly find whether or not your file can be opened with this program.


How to Get Photoshop For Free

You can get a 100% free copy of Photoshop from Adobe's website. See their Adobe Photoshop Free Trial page for the download link.

The only catch with getting Adobe for free is that it works for just seven days. This is perfectly fine if all you need to do is open one of these files or do some quick editing, but if you need more time, consider buying the full version from Adobe.